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Questions to ask a tree service before you hire

A few good questions, asked before anyone starts a saw, protect your home, your wallet and the crew. Here are 18 questions to ask, with a short note on why each one matters.

By Umair Nawaz, founder of Lirevon Updated How we check facts

Safety first

If a tree is on a power line, stay far away and call your utility company. If there is fire, sparks, a tree on a house with people inside or anyone hurt, call 911 first. Do not climb the tree, do not cut near lines, and do not use a chainsaw on storm-damaged wood that is bent or under tension. The questions below are for after everyone is safe.

Not sure if your tree is a risk? Read is my tree dangerous?

The 18 questions

Ask these on the phone or during the estimate visit. You do not need to ask all of them for a small pruning job, but for a large removal, ask every one.

The business

  1. 1. What is your full business name, and how long have you worked in this area?

    Why it matters: A real name lets you look the company up, read reviews and check that it still exists after the job.

  2. 2. Do you have liability insurance, and will you have your insurer send me a certificate?

    Why it matters: If a tree or limb damages your house, a car or a neighbor's fence, liability insurance is what pays. A certificate sent straight from the insurer is harder to fake than a photo.

  3. 3. Do you carry workers' compensation for your crew?

    Why it matters: Tree work is risky. If a worker gets hurt on your property and the company has no coverage, you may face questions about who pays. Ask your own insurer how this works where you live.

  4. 4. Do you need a license or registration in this town or state, and do you have it?

    Why it matters: Rules differ a lot by place. Some areas require a license for tree work, and many do not.

  5. 5. Is there a certified arborist on your team?

    Why it matters: A certified arborist has passed exams on tree care. It matters most for pruning, tree health and "can this tree be saved?" questions. Ask to see the certificate number.

The quote

  1. 6. Can I get the quote in writing, with every task listed?

    Why it matters: A written quote stops "that was not included" surprises. It should name each tree, what will be done to it and what is left on site.

  2. 7. What could make the price change once you start?

    Why it matters: Hidden rot, a buried fence, or a tree that needs a crane can change the plan. A good company tells you up front and asks before doing extra work.

  3. 8. Do you need a deposit, and when is the rest due?

    Why it matters: Payment terms should be clear and written down. Be careful with anyone who wants most or all of the money in cash before any work starts.

  4. 9. Who gets the permit, if one is needed?

    Why it matters: Some towns and homeowner groups require a permit for large or protected trees. Agree in writing on who checks the rules and who files. This is a short explanation, not legal advice.

The work and safety

  1. 10. Who will do the work: your own crew or a subcontractor?

    Why it matters: If another company does the job, their insurance matters too. You want to know who is on your property.

  2. 11. How will you take the tree down, and what equipment will you bring?

    Why it matters: Rigging, a bucket truck or a crane each need space and access. The answer tells you if they have looked closely at your yard.

  3. 12. Is any part of the tree near power lines, and how do you handle that?

    Why it matters: Work near lines is for trained, qualified crews only, and often the utility must be involved. A company that shrugs this off is a warning sign.

  4. 13. How will you protect my lawn, driveway, roof and garden?

    Why it matters: Heavy trucks and falling wood can crack a driveway or crush plants. Ask about mats, ropes and drop zones before the job, not after.

  5. 14. What safety gear does your crew wear?

    Why it matters: Helmets, eye and ear protection and chainsaw-safe pants are basics.

Cleanup and after

  1. 15. What does cleanup include: wood, chips, small debris, raking?

    Why it matters: Some quotes include hauling everything away. Others leave the wood. Neither is wrong, but you should know which one you are paying for.

  2. 16. Does the price include the stump, and how deep will it be ground?

    Why it matters: Stump grinding is often a separate line. Ask how deep, and who removes the grindings.

  3. 17. When can you start, and how long will the job take?

    Why it matters: A clear date helps you plan for cars, pets and neighbors.

  4. 18. If something gets damaged, what is the process?

    Why it matters: You want to hear "call us, we document it and our insurance handles it." Silence or a vague answer is a red flag.

Printable checklist

Tick each box as the company answers. Use one list per company so you can compare.

  • 1. Business name and local history
  • 2. Liability insurance certificate
  • 3. Workers comp for the crew
  • 4. License or registration
  • 5. Certified arborist
  • 6. Written, itemized quote
  • 7. What could change the price
  • 8. Deposit and payment terms
  • 9. Who gets the permit
  • 10. Own crew or subcontractor
  • 11. Method and equipment
  • 12. Power lines plan
  • 13. Protecting lawn, drive and roof
  • 14. Crew safety gear
  • 15. What cleanup includes
  • 16. Stump and grinding depth
  • 17. Start date and job length
  • 18. Damage process

Want a fuller tool? Try the hiring checklist, and read how to hire a tree service.

Good answers and red flags

You do not need to be a tree expert to judge the answers. Listen for clear, written, checkable replies.

Good sign Red flag
Gives a business name, local phone number and reviews you can find on Google. Only a first name and a cell number, no reviews, no address you can check.
Has the insurer email you a certificate of insurance. "We are insured, trust me," with no paper.
Writes down every task, cleanup and payment terms. A price on a napkin, or a verbal quote only.
Talks about power lines, drop zones and protecting your yard. Shrugs off safety or says lines are "no problem."
Lets you take time and compare two or three quotes. Pushes you to sign today, often after a storm.

About price: we do not list prices for tree work. The total depends on the tree, its location, access, cleanup and stump work. Get two or three written quotes, and see what affects tree removal cost. More guides are on the homeowners page.

Common questions

How many quotes should I get?

Two or three written quotes is a good rule. It helps you see what is normal in your area and what each company includes.

How much should tree removal cost?

We do not list prices. Cost depends on the tree size, its health, how close it is to your house or lines, access for equipment, cleanup and stump work. Get two or three written quotes. Our cost factors page explains what drives the price.

How do I check if a tree service is insured?

Ask the company to have its insurance agent send you a certificate of insurance directly. Check that the business name matches and that the dates cover your job. Call the insurer if anything looks off.

Should I pay the full price up front?

Be careful. Clear, written payment terms are normal. Paying all or most of the price in cash before work starts is a common warning sign.

A crew knocked on my door after a storm. Is that okay?

Slow down. Ask all the questions on this page. Look the company up on Google Maps, ask for insurance and a written quote, and do not sign under pressure.

What if the tree is touching a power line?

Stay far away and keep others away. Call your utility company. If there is fire, sparks or someone is hurt, call 911. Do not try to move the tree or the line.

Do I need a permit to remove my tree?

It depends on your town, county and any homeowner group. Ask the tree service who handles the permit and check with your town. This is a short explanation, not legal advice.

Can I take the tree down myself?

We do not recommend it for anything big. Do not climb, do not cut near power lines and do not use a chainsaw on storm-damaged wood that is bent or under tension. Those jobs are for trained, insured crews.

What should be in a written tree service estimate?

The trees or work covered, the price, the stump and cleanup terms, the start date, who handles any permit, and the payment terms. Ask for the company's insurance details too. If something was promised out loud, ask to see it on paper.

Who pays if the crew damages my property?

The company's liability insurance is meant to cover damage the crew causes, which is why you ask for proof of insurance first. Take photos before work starts and tell the company right away if something goes wrong. This is a short explanation, not legal or insurance advice.

Keep reading: questions to ask before hiring, what a written estimate is, what a certificate of insurance is, and the tree care guide for your state.

This page is general information. It is a short explanation, not legal or insurance advice. Lirevon does not do tree work and does not recommend or rank any tree company.

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