For homeowners
How do I document storm damage for insurance?
Short answer
Take wide and close-up photos and video of all damage before anything is moved, keep every receipt, and call your insurer quickly. Write down dates and the names of people you talk to. Only take photos from a safe spot, away from the tree and any lines.
By Umair Nawaz. Published October 25, 2026. General information, not legal, tax or insurance advice.
The longer answer
Start from a safe distance. Do not go under hanging limbs or near power lines to get a better shot. Take wide photos that show the tree and the damaged area, then close-ups of the broken parts and any damage to your house, fence or car.
Take photos before cleanup. If part of a tree must be cut for safety, photograph it first. Keep a notebook with dates, times and names.
Save receipts for emergency steps such as a tarp on the roof. Do not throw away damaged items until your adjuster says you can. A simple photo log makes this easier.
This is general information, not legal advice or insurance advice. Your own insurance agent can explain your policy.
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Plain guides for homeowners
Safety first: stay away from downed power lines and call the utility; call 911 if anyone is in danger. Lirevon does not do tree work. Find local pros on Google Maps and read their reviews, then get two or three written quotes.
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